DTE Energy and Bankruptcy

Clients come in to our office due to a variety of financial issues, it could be credit cards, medical bills, collection accounts, mortgage issues or lawsuits.  The majority of our clients would be more than happy to pay their bills, but their current financial position prohibits them from doing so.  In fact, sometimes their financial… Read more »

10 Questions with a Client – Part 2

Periodically our office likes to reach out to our clients to give others an idea how the process of filing bankruptcy works with our office. Allowing others to tell their story helps give potential clients a good idea of how a bankruptcy works and may help dispel common misconceptions. We have taken out all identifying… Read more »

10 Questions with a Client – Part 1

  Periodically our office likes to reach out to our clients to give others an idea how the process of filing bankruptcy works with our office. Allowing others to tell their story helps give potential clients a good idea of how a bankruptcy works and may help dispel common misconceptions. We have taken out all… Read more »

Rebuild Bad Credit with Credit Cards

A Guide for Credit Cards Reestablishing your credit can be a daunting task, but it doesn’t have to be! Believe it or not, one of the most effective—and efficient—ways to rebuild your credit is to reenter the credit world. Although you may be thinking, “Credit cards are what got me into this mess in the… Read more »

Bankruptcy and Divorce

 Which Should Come First? Bankruptcy or Divorce? Most of our clients do not want to file for bankruptcy.  However, a life changing event usually makes bankruptcy the best option to eliminate their debt and start rebuilding their credit.  One of the most common life changing events is divorce. Prior to filing for divorce or bankruptcy, it’s important… Read more »

Find Out Why You Were Denied Credit

What to Do if You’re Denied Credit I just read about a nifty tool at reasoncode.org to help find out why you may have recently been denied credit. Run by credit scoring company, VantageScore, the tool gives the explanation behind the confusing two-digit reason code included with your denial. Find Out Why Lenders are required… Read more »

How Much Does a Chapter 7 Bankruptcy Cost?

tl;dr| Come in for a free consult and we’ll give you an exact bankruptcy cost. Understandably, we get calls all the time wanting to know how much it’ll cost them to file for bankruptcy. Because the final cost depends on many complicated factors, the question can be difficult to answer without getting more information about… Read more »