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Our office deals with all types of financial obligations. Our attorneys notice patterns in the types of debts we see. Attorney fees for a divorce is a common debt that drives people into bankruptcy. Why are divorce fees so high? The contentious nature of divorce litigation lends itself to a high number of billable… Read more »
Clients come in to our office due to a variety of financial issues, it could be credit cards, medical bills, collection accounts, mortgage issues or lawsuits. The majority of our clients would be more than happy to pay their bills, but their current financial position prohibits them from doing so. In fact, sometimes their financial… Read more »
Clients call our office for a variety of debt related issues. Most of the time the client is aware of the debt and the standard ramifications of a judgment. A judgment in Michigan can result in creditors garnishing your wages, bank account, or Michigan state tax refund. It may also result in a seizure of… Read more »
Today we will look at a few of the ways social security benefits and bankruptcy overlap. A number of recent studies have found that older people are making up an increasing amount of bankruptcy filers. Many elderly people either receive social security benefits already, have social security benefits pending, or will become eligible for social… Read more »
Payday loans, or cash advances, are used by twelve million Americans each year, according to a recent study by the Center for Financial Services Innovation. Payday loans are frequently used to cover necessary living expenses such as water, gas, and electric bills, along with rent and car payments. The loans work like this: you go… Read more »
How Bankruptcy Affects Your Spouse As more and more married couples keep their finances separated, people frequently ask if bankruptcy will affect their husband or wife. Since nobody can MAKE you file for bankruptcy, a number of our married clients end up filing bankruptcy without their husband or wife. Usually the non-filing spouse will want… Read more »
What is a Charge Off? Past blog posts have explained the importance of your credit score. Your credit score can have an impact on your ability to get a job, insurance rates, residential leases and utilities. There is a myriad of information on your credit report, from creditor names, payment history, recent balance, account status… Read more »
STOP CO-SIGNING ON AUTO LOANS!! A number of our clients come into the office because of a lawsuit they are facing. Now, some of the time the debt isn’t even “their debt”. Rather it is debt from them co-signing on an auto loan for a son, daughter, brother, sister, relative or friend. What is co-signing?… Read more »
Although most of what hip-hop artist Kanye West says must be taken with a grain of salt, he recently announced that he was $53 million dollars in debt on a social media site. While this may seem outrageous, Mr. West is experiencing the same issues many consumers face on a much larger scale. In… Read more »
Periodically our office likes to reach out to our clients to give others an idea how the process of filing bankruptcy works with our office. Allowing others to tell their story helps give potential clients a good idea of how a bankruptcy works and may help dispel common misconceptions. We have taken out all identifying… Read more »
